FCA: Mortgage lending statistics - Q4 2024 - March 2025

Published by:
Financial Conduct Authority (FCA)
Last updated:
11 March 2025
Topic:
Not added
Licence:
Open Government Licence

Summary

The FCA and the Prudential Regulatory Authority (PRA) both have responsibility for the regulation of mortgage lenders and administrators. They jointly publish the mortgage lending statistics every quarter.

Since the beginning of 2007, around 340 regulated mortgage lenders and administrators have been required to submit a Mortgage Lending and Administration Return (MLAR) each quarter, providing data on their mortgage lending activities.

Latest findings

  • The outstanding value of all residential mortgage loans increased by 0.5% from the previous quarter to £1,678.2 billion, the highest stock of outstanding mortgage loans since reporting began in 2007, and was 1.3% higher than a year earlier.

  • The value of gross mortgage advances increased by 4.9% from the previous quarter to £68.8 billion, the highest new advances since 2022 Q4, and was 29.9% higher than a year earlier.

  • The value of new mortgage commitments (lending agreed to be advanced in the coming months) increased by 4.9% from the previous quarter to £69.3 billion, the highest since 2022 Q3, and was 50.7% higher than a year earlier.

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Data links

Link to the data Format File added Data preview
Mortgage Lending and Administration Return (MLAR) statistics: detailed tables - Q4 2024 XLSX 11 March 2025 Not available
Mortgage Lending and Administration Return (MLAR) statistics: Summary tables - Q4 2024 XLSX 11 March 2025 Not available
Commentary on Mortgage lending statistics Q4 2024 HTML 11 March 2025 Not available

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